Zakat Calculator 2026

Q: What is Nisab and which standard should I use?

Nisab is the minimum wealth threshold for Zakat to be obligatory. The silver standard (612.36g of silver) gives a lower threshold — meaning more Muslims become eligible to pay Zakat. The gold standard (87.48g of gold) is higher. Most scholars in South Asia use the silver standard. Consult your local scholar.

Q: What is the Zakat rate?

Zakat is 2.5% (1/40th) of your total net zakatable wealth, provided it has been above the Nisab threshold for one full lunar year (Hawl).

Q: Is Zakat due on gold jewellery?

This is a debated issue. The Hanafi madhab considers gold jewellery zakatable at its full market value. The Shafi'i and Maliki madhabs generally consider personal-use jewellery exempt. Include it if you follow the Hanafi opinion.

Q: What is Hawl (the lunar year requirement)?

Your wealth must remain above the Nisab for one complete Islamic (lunar) year — approximately 354 days — for Zakat to become due. If your wealth drops below Nisab at any point during the year, the Hawl resets.

Q: Is Zakat due on my home or car?

No. Personal-use assets like your home, car, furniture, and clothes are not zakatable. Only 'growing' wealth — cash, savings, investments, gold, silver, business inventory — is subject to Zakat.

Q: How are stock investments treated for Zakat?

The most common scholarly opinion is to pay 2.5% on the zakatable portion of company assets (cash + inventory). A simpler approach: pay 2.5% on the full market value. Consult a scholar for your specific situation.